Home Equity Home Equity Loan vs. HELOC: Choosing Your Path Need to tap into your home equity? Some need it for a home remodel, some want to consolidate their debt. But how should you do it? The two popular choices are home equity loans & home equity lines of credit (HELOCs). But what’s the difference? A home equity loan, sometimes called a “second mortgage” is […]
Real Estate Sales Selling Your Home As-Is: What Does It Really Mean? In real estate, there is a term called “As Is”, which frequently strikes fear in the heart of buyers. But what exactly does it mean, not only for the buyer, but for the seller as well? Let’s take a look at the option to sell your home, basically, in it’s current condition, and what that […]
Seniors “Beatlemania Boomers” Could Face a Retirement Crisis The youngest baby boomers, born in the era that spawned Beatlemania, face a crisis, according to Daniel de Vise at USA Today. “Late boomers,” those Americans born between 1960 and 1965, have less retirement wealth, and much less retirement savings, than either older boomers or “war babies,” generations born between 1942 and 1959, according to a […]
Home Improvement Transforming Your Home: Increase Its Value with Smart Improvements Whether you’re preparing to sell your home or simply looking to enhance your living space, increasing your property’s value is a wise investment. There are several strategic home improvement projects that can yield significant returns. From simple updates to more extensive renovations, here are some tips to elevate your home’s worth, focusing on various aspects […]
Selling Your Home To Renovate or Not: Options for Sellers When you bought your house, it was probably cutting edge, but over time, just like fashion, style changes. I’m still hoping polyester comes back, but it probably won’t, so most of your potential buyers are going to look at your house and want to update it. When It Comes to Doing Renovations There are Three […]
Buying a Home Resolutions to Make if You Want to Buy a House this Year While the most popular resolutions aren’t going anywhere, like eating healthy, working out, spending less time in front of a screen, if you’re looking to buy a home next year, at least a few of your resolutions should be of the financial variety. Start 2024 off on the right foot by making financial resolutions to […]
Selling Your Home 10 Reasons to Sell your Home during the Holiday Season When most people think about the holidays, they think about spending time with family, exchanging gifts, and enjoying a delicious feast. What many people don’t think about is using the holiday season as an opportunity to sell their house. Despite what you may have heard, there are many great reasons to sell during the holidays. Yes, the […]
Home Improvement Be a Proactive Homeowner this Fall Fall’s cooler temps are perfect for deck and yard improvements. It’s also a great time to give the house a little extra love and maintenance. Check out these recommendations from House Logic: Stain the Deck Check Fire Extinguishers Spruce Up the Yard Inspect Your Home’s Exterior Stain the Deck – Help your deck field what winter throws at […]
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Home Improvement Summertime Home Improvements for Added Value Tired of the real estate craziness & just want to stay put? Here are some exterior improvements homeowners are doing to make their surroundings more enjoyable this summer. And when you’re ready to sell, I’ll be here! Karen Daugerdas, Coldwell Banker Real Estate Broker, 847.494.1102. ‌Landscaping and design:‌ $1,034-$5,720 on average ‌Tree removaland trimming:‌ $400-$2,839 […]
Property Titles & Deeds Help Deter Theft of your Property Title Real estate title fraud, also known as title theft, occurs when someone changes the ownership of your property to themselves, forges your signature on a deed & records it, leaving them free to sell your property. You can’t prevent it, but you can make it more difficult by requesting an alert of any activity on your […]
Uncategorized 8 Strategies for Maintaining a Home as an Asset The Federal Deposit Insurance Corporation takeover of Silicon Valley and First Republic banks is a reminder of how critical it is to manage assets strategically. Homeowners also must manage their assets strategically to ensure long-term sustainability. Methods for good stewardship of a home include: Conducting routine maintenance and increasing its value through renovations and upgrades Evaluating insurance […]
Real Estate Sales Page Turner of HGTV joins Coldwell Banker Exclusive Page Turner of HGTV’s Fix My Flip fame joined Coldwell Banker Exclusive, according to Lillian Dickerson of INMAN.   Turner is an executive producer, renovation counselor, real estate investment expert and TV personality with 20 years’ of experience in entertainment as well as being a licensed real estate agent across three states, including California, Tennessee and Georgia. On Fix My Flip, […]
Buying a Home Seniors’ Have Great Credit, But Can’t Get a Mortgage Older adults have higher credit scores than any other age bracket, yet studies have shown that they’re substantially more likely to be rejected for most kinds of mortgages. That raises barriers for older Americans hoping to renovate or retrofit their homes, or to extract home equity as a buffer against medical expenses, widowhood or other […]
Uncategorized Break Spring Cleaning into Manageable Tasks for Best Results Eager to get your home in tip-top shape this Spring? It doesn’t have to be overwhelming! Start small, a little by little at a time, with these quick tips:⁣   *Clean out closets, one at a time. Go through each item and sort it into three piles: keep, trash, and donate.⁣   *Your pantry takes […]
Foreclosures Struggling with Mortgage Payments? I know many people are struggling right now to pay bills, living paycheck to paycheck and could be struggling to pay their mortgage. It’s times like these we start figuring out where to cut out things so we can make ends meet. If you are struggling with your mortgage and are past due with bills, call […]
Buying a Home What should be your first step when buying a home? One of the first steps in your homebuying journey should be getting pre-approved for your mortgage. To understand why it’s such an important step, you need to understand what pre-approval is and what it does for you. A preapproval involves a mortgage lender advising you on what types of loans you qualify for, how much you may be approved […]
First Time Buyer Is Buying your First Home on your New Year’s List? Is buying your first home on your list for the New Year? If so, one of the steps you should take early on is making sure you’re financially ready for your purchase. Here are a few financial fundamentals to focus on. Your credit rating is critical, since it helps determine the type of home loan […]
Seniors Your Real Estate Needs in Retirement From 1985 to 2008, the average length of time homeowners typically stayed in their homes was six years. But according to the National Association of Realtors (NAR), that number is rising today. Homeowners are staying in their houses even longer. If you’ve been in your home for more than a few years, you’ve likely built up significant equity that can […]
Buying a Home Buyer’s Need to Make their Wish List There is no doubt that mortgage rates are higher now than they were last year. If you’re a buyer, the key to making a good decision in this challenging housing market is to be laser focused on what you need now and in the years ahead. Don’t be tempted to stretch your budget, according to […]
Selling Your Home Should you sell during the Holidays? If you think the Holidays should STOP you from listing your home now, here are 11 reasons to reconsider. People who look for a home during the Holidays are more serious buyers. The serious buyers have fewer houses to choose from during the Holidays. Less competition means more money for you. The supply of properties […]