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Buying a Home Pay cash for your new home? It may not be just a dream! Did you ever think you could pay cash for your new home? Thanks to recent home price appreciation, homeowners have near record amounts of equity, which simply is the difference between what you owe on your home & what your home is worth. On average, homeowners have $311K worth of equity. Once you sell, you […]
Real Estate Market Is America’s Housing Market Failing Older Adults? The US population is aging. Within the next decade, older adults will outnumber children for the first time in American history. As Americans live longer, their housing needs will change, but our current housing market is ill prepared for this demographic shift, according to Linna Zhu and Amalie Zinn of Urban Wire/Institute. Today, senior households—many of whom are […]
Uncategorized Apply for Property Tax Exemptions NOW! Exemption applications for the 2024 tax year are now available online. Exemptions are savings that contribute to lowering a homeowner’s property tax bill. The most common is the Homeowner Exemption, saving a property owner an average of $950 dollars each year. As a reminder, exemptions are reflected on the second installment property tax bill, so […]
Selling Your Home Staging Your Home for Sale When staging your home for sale, where do you start? Highlight your home’s strengths, downplay its weaknesses, and appeal to the greatest possible pool of prospective buyers. Curb Appeal First impressions matter, so make your home stand out the instant buyers pull up to the curb. Trim bushes, edge. Pressure wash Paint the front door […]
Buying a Home Why you should buy now & not wait until Spring Buying a home at any time is challenging & even more in today’s mortgage rates. You might think it’s better to wait until Spring when more homes hit the market & rates might be lower. But no one knows where mortgage rates will go from here. Waiting could mean facing more competition, higher prices & […]
Energy Efficiency Energy usage going up? Try these tips … Are you avoiding the winter weather and enjoying a cozy night in instead? It’s likely your energy usage is going up while staying warm inside and bingeing the new season of your favorite TV show, according to ComEd. And you’re not alone – the winter months can cause increases in your electric usage, which can impact your […]
Selling Your Home What is the #1 Reason People Decide to Move? Why do people move? If you’re looking for the Number One reason, it may surprise you to know that the National Association of Realtors (NAR) surveys say that the desire to be near family and friends is the number one reason people decide to make a change. But what are the benefits of moving closer […]
Real Estate Market Recap of 2024 Buyers, Sellers & the Real Estate Market 2024 was a very challenging year for real estate. The market was frozen, we had low inventory, high prices & high interest rates. However, the 2nd half of this year began to turn around, although slightly. We saw a little more inventory & interest rates began to loosen. Where people were “locked” into their existing, […]
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Real Estate Market Navigating the Uncertain Fall Real Estate Market The real estate market can often feel like a rollercoaster ride, with its ups & downs creating uncertainty for both buyers & sellers. If you’re feeling anxious about the current market conditions, you’re not alone. Many are grappling with questions about whether it’s the right time to buy or sell. First of all, we need […]
Buying a Home Lower Mortgage Interest Rates Can Increase Home Buying Power Buying a home is one of the most significant financial decisions many people make in their lives. Whether you’re a first-time homebuyer or looking to upgrade, one of the most critical factors influencing your purchasing power is the mortgage interest rate. When mortgage interest rates drop, it can substantially increase your ability to buy a […]
Selling Your Home The Costly Mistake of Overpricing Your Home: What You Need to Know What is one of the worst mistakes you can make as a seller? Overpricing your home. While it might seem like a good strategy to start high and leave room for negotiation, this approach can actually lead to your home sitting on the market for an extended period of time without any offers. When this […]
Home Improvement Embracing the End of Summer: A Guide to Decluttering As the warm days of summer gradually begin to fade, many of us find ourselves reflecting on the season’s activities and the state of our homes. Summer often brings an influx of items—beach gear, outdoor toys, vacation souvenirs—that can clutter our living spaces. As the season winds down, it’s the perfect time to consider decluttering […]
Real Estate Sales Why the Housing Market Won’t Crash Like 2008 Many remember the housing crash of 2008, that impacted the lives of countless people. Many now live with the worry that something like that could happen again. But according to Business Insider, although many believe the housing market is at risk of crashing, the economists who study housing market conditions overwhelmingly do not expect a […]
Buying a Home Navigating Today’s Real Estate Market: A Buyer’s Guide In today’s real estate landscape, buyers face a unique set of challenges. From soaring interest rates to escalating home prices and a notable shortage of available properties, the journey to homeownership can feel like navigating a complex maze. However, with the right approach and guidance, you can successfully navigate these obstacles and secure your dream […]
Property Titles & Deeds Quitclaim Deed vs. Warranty Deed. What’s the Difference? Should you have a Quitclaim Deed or Warranty Deed when it comes to your property? What is the difference? While both quitclaim deeds and warranty deeds can be used to transfer property from one person to another, there are differences, risks, and benefits to each, according to Burnett Title. Quitclaim deeds release an owner’s personal […]
Home Equity Home Equity Loan vs. HELOC: Choosing Your Path Need to tap into your home equity? Some need it for a home remodel, some want to consolidate their debt. But how should you do it? The two popular choices are home equity loans & home equity lines of credit (HELOCs). But what’s the difference? A home equity loan, sometimes called a “second mortgage” is […]
Real Estate Sales Selling Your Home As-Is: What Does It Really Mean? In real estate, there is a term called “As Is”, which frequently strikes fear in the heart of buyers. But what exactly does it mean, not only for the buyer, but for the seller as well? Let’s take a look at the option to sell your home, basically, in it’s current condition, and what that […]
Seniors “Beatlemania Boomers” Could Face a Retirement Crisis The youngest baby boomers, born in the era that spawned Beatlemania, face a crisis, according to Daniel de Vise at USA Today. “Late boomers,” those Americans born between 1960 and 1965, have less retirement wealth, and much less retirement savings, than either older boomers or “war babies,” generations born between 1942 and 1959, according to a […]
Home Improvement Transforming Your Home: Increase Its Value with Smart Improvements Whether you’re preparing to sell your home or simply looking to enhance your living space, increasing your property’s value is a wise investment. There are several strategic home improvement projects that can yield significant returns. From simple updates to more extensive renovations, here are some tips to elevate your home’s worth, focusing on various aspects […]
Selling Your Home To Renovate or Not: Options for Sellers When you bought your house, it was probably cutting edge, but over time, just like fashion, style changes. I’m still hoping polyester comes back, but it probably won’t, so most of your potential buyers are going to look at your house and want to update it. When It Comes to Doing Renovations There are Three […]

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