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Buying a Home Buying a home? How hard can it be? Buying a home can be complicated, but you can make the process easier by following some tips. In Illinois, you need a mortgage pre-approval or Proof of Funds (if you are paying in cash); hiring a real estate attorney to review the contract & conduct the Closing; & getting a good Inspector. These are things […]
Selling Your Home Is 2026 the year you decide to sell? Is 2026 the year you decide to sell? Well, according to predictions, it can be a good decision. This year is generally projected to be a good year for sellers, characterized by a market rebalancing with increased inventory, slightly lower mortgage rates, rising incomes outpacing price growth, and motivated but careful buyers, leading to healthier […]
Uncategorized New Year Home Checklist: Protect Your Home & Your Peace of Mind A new year is the perfect time to take stock of your home — not just for interior refreshes, but to protect your investment and simplify your life. A few focused tasks now can save you time, money, and stress down the road. Below are easy-to-follow steps to start the year right, plus tips and […]
Selling Your Home Selling Your Home in the Fall: A Quick Guide Thinking about selling but worried fall is “off-season”? Don’t be. If you’re juggling careers, growing families, or big life moves, fall can actually be one of the smartest times to sell. Buyers this time of year tend to be decisive. Fewer listings mean less competition, and the cozy, lived-in feel of autumn helps people picture […]
Home Improvement Cook County Delays in Property Tax Exemptions & Certificates of Error Due to a countywide technology upgrade, both the second property tax bill of the year, as well as processing of Certificates of Error applications are temporarily on hold. The county anticipates that the new bills will be available before the end of 2025 and no applications for errors or refunds will be issued at this time. […]
Selling Your Home Selling a loved one’s home? What to do, and NOT do! Selling your parent’s home or that of a loved one can become a battleground between family members when practical decisions about pricing, renovations & profit sharing collide with emotional attachments and family dynamics. It can turn a simple real estate sale into a battle of trying to sell the home & salvage relationships. First, set […]
Buying a Home What every first-time homebuyer should know What should you know as a first-time homebuyer before jumping into the real estate market? Buying a home is a huge milestone and can bring a mix of excitement and stress. Let’s break down the process into understandable steps and give you practical advice to make your journey smoother and more successful. Understand Your Financial […]
Selling Your Home Navigating Life’s Next Chapter: Helping Seniors Sell Their Homes with Care & Confidence Karen Daugerdas, Coldwell Banker REALTOR® & Seniors’ Real Estate Specialist® Selling a home is always a significant decision. But when it comes to seniors, it’s more than just a real estate transaction. It’s about closing one chapter & carefully, compassionately beginning the next. Most seniors make major real estate decisions between the ages of 72 […]
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Uncategorized Senior Citizen Real Estate Tax Deferral Program – More than a Senior Discount There are growing concerns that increases in property tax bills due to recent re-evaluations are pushing senior citizens to leave their homes. Some seniors take the Senior Exemption, which lowers their property tax based on reaching age 65 and above. There is also The Senior Freeze, for eligible senior homeowners whose household income is no […]
Buying a Home Pay cash for your new home? It may not be just a dream! Did you ever think you could pay cash for your new home? Thanks to recent home price appreciation, homeowners have near record amounts of equity, which simply is the difference between what you owe on your home & what your home is worth. On average, homeowners have $311K worth of equity. Once you sell, you […]
Real Estate Market Is America’s Housing Market Failing Older Adults? The US population is aging. Within the next decade, older adults will outnumber children for the first time in American history. As Americans live longer, their housing needs will change, but our current housing market is ill prepared for this demographic shift, according to Linna Zhu and Amalie Zinn of Urban Wire/Institute. Today, senior households—many of whom are […]
Uncategorized Apply for Property Tax Exemptions NOW! Exemption applications for the 2024 tax year are now available online. Exemptions are savings that contribute to lowering a homeowner’s property tax bill. The most common is the Homeowner Exemption, saving a property owner an average of $950 dollars each year. As a reminder, exemptions are reflected on the second installment property tax bill, so […]
Selling Your Home Staging Your Home for Sale When staging your home for sale, where do you start? Highlight your home’s strengths, downplay its weaknesses, and appeal to the greatest possible pool of prospective buyers. Curb Appeal First impressions matter, so make your home stand out the instant buyers pull up to the curb. Trim bushes, edge. Pressure wash Paint the front door […]
Buying a Home Why you should buy now & not wait until Spring Buying a home at any time is challenging & even more in today’s mortgage rates. You might think it’s better to wait until Spring when more homes hit the market & rates might be lower. But no one knows where mortgage rates will go from here. Waiting could mean facing more competition, higher prices & […]
Energy Efficiency Energy usage going up? Try these tips … Are you avoiding the winter weather and enjoying a cozy night in instead? It’s likely your energy usage is going up while staying warm inside and bingeing the new season of your favorite TV show, according to ComEd. And you’re not alone – the winter months can cause increases in your electric usage, which can impact your […]
Selling Your Home What is the #1 Reason People Decide to Move? Why do people move? If you’re looking for the Number One reason, it may surprise you to know that the National Association of Realtors (NAR) surveys say that the desire to be near family and friends is the number one reason people decide to make a change. But what are the benefits of moving closer […]
Real Estate Market Recap of 2024 Buyers, Sellers & the Real Estate Market 2024 was a very challenging year for real estate. The market was frozen, we had low inventory, high prices & high interest rates. However, the 2nd half of this year began to turn around, although slightly. We saw a little more inventory & interest rates began to loosen. Where people were “locked” into their existing, […]
Real Estate Market Navigating the Uncertain Fall Real Estate Market The real estate market can often feel like a rollercoaster ride, with its ups & downs creating uncertainty for both buyers & sellers. If you’re feeling anxious about the current market conditions, you’re not alone. Many are grappling with questions about whether it’s the right time to buy or sell. First of all, we need […]
Buying a Home Lower Mortgage Interest Rates Can Increase Home Buying Power Buying a home is one of the most significant financial decisions many people make in their lives. Whether you’re a first-time homebuyer or looking to upgrade, one of the most critical factors influencing your purchasing power is the mortgage interest rate. When mortgage interest rates drop, it can substantially increase your ability to buy a […]
Selling Your Home The Costly Mistake of Overpricing Your Home: What You Need to Know What is one of the worst mistakes you can make as a seller? Overpricing your home. While it might seem like a good strategy to start high and leave room for negotiation, this approach can actually lead to your home sitting on the market for an extended period of time without any offers. When this […]

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