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Buying a Home Seniors’ Have Great Credit, But Can’t Get a Mortgage Older adults have higher credit scores than any other age bracket, yet studies have shown that they’re substantially more likely to be rejected for most kinds of mortgages. That raises barriers for older Americans hoping to renovate or retrofit their homes, or to extract home equity as a buffer against medical expenses, widowhood or other […]
Uncategorized Break Spring Cleaning into Manageable Tasks for Best Results Eager to get your home in tip-top shape this Spring? It doesn’t have to be overwhelming! Start small, a little by little at a time, with these quick tips:⁣   *Clean out closets, one at a time. Go through each item and sort it into three piles: keep, trash, and donate.⁣   *Your pantry takes […]
Foreclosures Struggling with Mortgage Payments? I know many people are struggling right now to pay bills, living paycheck to paycheck and could be struggling to pay their mortgage. It’s times like these we start figuring out where to cut out things so we can make ends meet. If you are struggling with your mortgage and are past due with bills, call […]
Buying a Home What should be your first step when buying a home? One of the first steps in your homebuying journey should be getting pre-approved for your mortgage. To understand why it’s such an important step, you need to understand what pre-approval is and what it does for you. A preapproval involves a mortgage lender advising you on what types of loans you qualify for, how much you may be approved […]
First Time Buyer Is Buying your First Home on your New Year’s List? Is buying your first home on your list for the New Year? If so, one of the steps you should take early on is making sure you’re financially ready for your purchase. Here are a few financial fundamentals to focus on. Your credit rating is critical, since it helps determine the type of home loan […]
Seniors Your Real Estate Needs in Retirement From 1985 to 2008, the average length of time homeowners typically stayed in their homes was six years. But according to the National Association of Realtors (NAR), that number is rising today. Homeowners are staying in their houses even longer. If you’ve been in your home for more than a few years, you’ve likely built up significant equity that can […]
Buying a Home Buyer’s Need to Make their Wish List There is no doubt that mortgage rates are higher now than they were last year. If you’re a buyer, the key to making a good decision in this challenging housing market is to be laser focused on what you need now and in the years ahead. Don’t be tempted to stretch your budget, according to […]
Selling Your Home Should you sell during the Holidays? If you think the Holidays should STOP you from listing your home now, here are 11 reasons to reconsider. People who look for a home during the Holidays are more serious buyers. The serious buyers have fewer houses to choose from during the Holidays. Less competition means more money for you. The supply of properties […]
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Veteran's Administration Loans Understanding VA Loans For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans & their loved ones with the opportunity to buy homes of their own. “VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs […]
Buying a Home Should You Still Consider Buying in this Real Estate Market? The rise in mortgage rates & mounting economic concerns have some people questioning: should I still buy a home this year? While it’s true this year has unique challenges, it’s important to think about the long-term benefits of homeownership before making a decision, according to reports from Keeping Current Matters. If you know people who bought a […]
Seniors Multiple Generations Sharing Homes Is On The Rise For some families, having multi-generations living in one home is common. For others, it’s a necessity. Are you planning to have multi-generations living under one roof? Whether by choice, economics or necessity, more and more parents, adult children & grandparents are choosing to live together, & those numbers are on the rise. This “multi-generational living […]
Selling Your Home Selling in Today’s Market If you’re thinking about selling your home, you may have heard about the housing market slowing down in recent months. While it’s still a sellers’ market, the peak frenzy the market saw over the past two years has cooled some, according to the real estate information base “Keeping Current Matters”. If you think you’ve missed your […]
Real Estate Sales Six Factors that Affect the Sale of your Home The six factors that influence the sale of your property are: *Location *Competition *Available Financing *Buyers Likes & Dislikes *Marketing *Price Out of these six, we only have control of the last two: Marketing & Price. I can take care of the Marketing. But you, as the Seller, control the Price. By pricing COMPETITIVELY, you’ll […]
Foreclosures Is there a wave of foreclosures coming? Is there a wave of foreclosures coming to the real estate market? When the pandemic hit in 2020, many experts thought the housing market would crash. They feared job loss and economic uncertainty would lead to a wave of foreclosures, similar to when the housing bubble burst over a decade ago. The forbearance program changed […]

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